Companies

Several fictional companies appear in the PAYDAY universe, some appearing only in PAYDAY: The Heist and others crossing into PAYDAY 2 and PAYDAY 3.

GenSec

Main article: GenSec

GenSec Industries, or GenSec, for short, is a private security company that designs security systems including security doors, alarm systems and offers security service including security guards and armored convoys. GenSec also manufactures various types of body armor, one of them being the Flak Jacket.

According to the “Bad for business” Lost Tape, the Payday Gang’s crime spree throughout D.C. has caused many clients including the Metropolitan Police to terminate their contracts with them, forcing the security giant to pull out of the D.C. market. Despite this, by PAYDAY 3, GenSec is still the dominant security company, albeit likely reduced in influence as their services are now merely supplying guards.

The Gateway Report

Main article: The Gateway Report

The Gateway Report is an American news website dedicated to journalistic integrity and reporting on the latest events occurring throughout the PAYDAY universe.

Garnet Group

The Garnet Group deals in jewelry and art. Its CEO and namesake is Mr. Garnet. The crew completes a heist (Diamond Heist) in its headquarters, which is located in a 23-story urban building and contains a vault full of Mr Garnet’s personal diamonds and jewelry. In Jewelry Store and Ukrainian Job, you can see boxes in the manager's office with Garnet Group's logo on it. The jewelry store day 2 of the Reservoir Dogs Heist is owned by them.

According to the Lost Tapes #3 “Keeping up with the Garnets”, the Payday gang’s successful burglary of the headquarters resulted in the company’s stocks dropping sharply and causing the Garnet family to go into bankruptcy.

In PAYDAY 3, during the pre-cinematic to the '99 Boxes' heist, Shade mentions that Nathan Garnet (former CEO of Group) ended his life after the bankruptcy.

Frank Yaeger

Also known as Franz Jaeger and Franz-Jäger, this company provides cheap but popular security measures for many of Washington D.C.'s establishments. Their most prominent product is their line of safes that ranges from small 50x50cm security boxes to large, reinforced ones like the one seen (and eventually blown up) in Counterfeit. The company likely manufactured the common black security cameras as well, seeing how easily they can be destroyed like the safes.

Their products, while widely used, are not known for their durability (save for the Counterfeit safe) and pales vastly in quality when compared to their competitor Titan (see below), whose products are more sturdy and aesthetically pleasing but likely cost more as well, thus limiting their use. True to this fact, Frank Yaeger products are almost completely replaced/superseded by their Titan counterparts on Mayhem+ difficulty.

The safe in Counterfeit, one of the more sturdy products of the company.

A 100x100cm Frank Yaeger safe in Jewelry Store.

A 50x 200cm Frank Yaeger safe in Four Stores.

Murkywater

Main article: Murkywater

Murkywater is a private military contractor first appearing in PAYDAY: The Heist, and again in PAYDAY 2 in numerous heists, some with indirect involvement. It was led by its CEO, John Concord.

They are an overall shady company, moving all sorts of contraband, frequently stolen by the Payday Gang.

At the end of The White House, Murkywater has declared bankruptcy.

Treaty

Headed by John Concord, the ex-CEO of Murkywater and the Payday gang's current nemesis, Treaty is a new private military contractor mentioned throughout PAYDAY 3. While starting far smaller than Murkywater and publicly appearing as a somewhat innoculous company specialising in "crisis aid and security consultant", Treaty has already proved itself to be equally as brutal - if not even more so - as its predecessor, dealing in drugs, blood diamonds, and other corporate misdeeds.

Although Concord had obtained funding for Treaty through various investments in the stock market, the Payday gang's action at Wall Street and subsequent crashing of the entire market to attack Concord's funds mean that Treaty has likely bankrupted, as both Joy and Shade predicted.

Scry Digital

Scry Digital is an American tech company, headed by a CEO named Andrew Kang with various interests in digital technology, primarily AI setups, servers, and cryptocurrencies. It had an A.I. security system named the Security Integrated Network System, or SINS. Andrew Kang has his own Twitter/X account, which users can follow.

Scry Digital was targeted by the Payday gang during the Syntax Error heist, having its servers raided to steal drone data originally from Murkywater. The Payday gang may have also stolen the A.I. core to SINS as well, which itself is an unmarked optional objective in the heist itself.

Secure Capital Bank

Secure Capital Bank (SCB) is an American banking firm located in New York. Its primary customer base consists of low-to-medium income earners.

A branch of SCB was attacked by the Payday gang after re-emerging from retirement, signaling the return of the crew.

Bellmead International

Bellmead International is a private military contractor. They were first seen with the appearance of the U.S. Marshal Sharpshooter's variant. Their presence is fully acknowledged in-game in the Crude Awakening heist, where their personnel is seen guarding the oil rig.

Judging from the FBI Files entries of both the Bellmead Sharpshooters and Shields, they may be just as shady and unscrupulous as Murkywater, as noted by Garrett when discharged Marshals are recruited as mercenaries or stealing U.S. Marshal tech for themselves.

Pear Store

The Pear Store is an electronics store specializing in consumer household electronics such as laptops, digital devices and headsets. Their stores are found in Four Stores and the Mallcrasher mall.

Twenty-Four Seven

Twenty-Four Seven is a convenience store. It can be found in Four Stores and, the Street Escape, as well as the Get the Coke tutorial heist.

White Mesa

White Mesa is a company that specializes in security systems as seen in Counterfeit and apparently also for the police. The company's technology was also mentioned in the description for the Improved Combined Tactical Vest. It is apparently also associated with GenSec.

Time Out!

Time Out! is a provider of coffee and other confectioneries in the DC Metro area, perhaps even further. It advertises in numerous places throughout DC, and has numerous Cafe areas in DC, with a wide appeal to the "Hipster" community of DC, as referenced by Bain.

Time Out! Cafe, as seen in the Diamond Store heist.

Time Out! Cafe, as seen in the Four Stores heist.

Another angle of the Four Stores' Time Out! Cafe.

Time Out! Cafe, as seen in Cafe Escape.

Time Out! Cafe, as seen in Transport: Crossroads.

Time Out! Cafe, as seen in the Mallcrasher heist.

Time Out! Cafe, as seen in the Jewelry Store heist.

DC

DC is one of the major clothes companies in the DC metro area, with stores in and around the DC area, including in many of DC's Malls (the Location of the heist Mallcrasher), with many fashionable suits and evening attire available in the street shops.

DC Store, as seen in Cafe Escape.

DC store, as seen in Mallcrasher heist.

Shield

A company who owns the Mallcrasher heist's shopping mall. They are apparently somewhat high in standing, as many large companies place their shops in Shield premises.

The Shield logo in the front of the mall.

Harvest & Trustee

Harvest & Trustee is a bank company who is presumably the primary bank in DC. Since it owns the bank seen in Bank Heist, day 3 of Firestarter, and also all of the ATMs seen throughout the game, Harvest & Trustee appears to be the most prominent banking group from PAYDAY 2, with it's only competitor being Capitol Savings Bank. Various signs located around the bank display the company slogan: "With you all the way". The police notes that the group is insured by the federal government and thus have lax security procedures, much to Commissioner Garrett's disgust.

They do have branches outside of Washington D.C. like in New York.

A Harvest & Trustee ATM.

Harvest & Trustee bank, as seen in Bank Heist and Firestarter heist.

Another view of the Harvest & Trustee Branch.

Capitol Savings Bank

Capitol Savings Bank is the only other banking group in PAYDAY 2. They can be found in Election Day Plan C, where they are robbed, and in Mallcrasher. Their company slogan is "Keeping your money within our borders", and they have their own ATM design.

Capitol Savings Bank in Election Day Plan C

A Capitol Savings Bank ATM

Falcogini

Falcogini a premium provider of luxury sports cars and other top of the line cars, with car dealerships around DC. Their car dealerships can be seen in Mallcrasher, Hoxton Breakout, Transport: Downtown, Diamond Store, and the Car Shop, where it becomes the target of the Payday gang. Their advertisements can be seen in various places throughout the DC Metro Area.

Falcogini's sign.

Falcogini's presence in the Shield mall.

Falcogini cars in the Car Shop heist

Falcogini advertisement on Hoxton Breakout Day 1.

Titan

"Suck It!"

—Company motto.

Titan is a security company which provides surveillance and passive security measures for GenSec, they offer top-of-the-line security measures in comparison to their cheaper and more popular competitor Frank Yaeger. Using state of the art materials, their devices are protected against explosive devices and most aggressive methods of sabotage, rendering them nigh-indestructible. The company's motto is apparently Suck It (likely directed towards criminals).

They appear to have expanded their business internationally as their cameras can been seen in Mexico (Border Crossing and San Martín Bank).

Popular Titan products include the highly-secure Titan Safes and the indestructible Titan "SecuriCams", both of which are highly prevalent on Mayhem+ difficulty as part of the Premium Security plan, however the Benevolent Bank curiously lacks such security measures. This is no longer the case as Update 199 has "bug-fixed" it.

A Titan "SecuriCam"

Titan Safe

Omni Exports

Omni Exports is a shipping company. It is one of the four possible companies responsible for transporting the voting machines for the DC mayoral election in the Election Day Heist. It is also one of the possible shipping companies in Lost in Transit.

Kranich Global Import & Export

Kranich Global Import & Export is a shipping company. It is one of the four possible companies responsible for transporting the voting machines for the DC mayoral election in the Election Day Heist.

Posters of the company can be seen on the walls of the Capitol Savings Bank in Plan C of the Election Day heist. A Kranich office can be seen in Diamond Store.

Avalon Logistics

Avalon Logistics, or simply Avalon, is a shipping company. It is one of the four possible companies responsible for transporting the voting machines for the DC mayoral election in the Election Day heist. It is also one of the possible shipping companies in Lost in Transit.

Offices owned by Avalon Logistics can be seen in Diamond Store, Hoxton Breakout Day 1, and Car Shop.

Hefty Shipping & Transport Ltd.

Hefty Shipping & Transport Ltd. is a shipping company. It is one of the four possible companies responsible for transporting the voting machines for the DC mayoral election in the Election Day heist. It is also one of the possible shipping companies in Lost in Transit.

D.E.C.A Technologies

Not much is known about this company, aside from the fact that they apparently produce compound bows and are in some way associated with Murkywater, as crates with D.E.C.A logo can be seen in Henry's Rock heist.

Schäfer & Gewehr GmbH

Schäfer & Gewehr GmbH is a German weapon manufacturing company. It is the fictional counterpart of "Heckler & Koch GmbH". Weapons developed by Schäfer & Gewehr are the Bootleg, Compact 40mm, Compact-5, Contractor, Gewehr 3, Jackal, Little Friend 7.62, M13 9mm, Versteckt 51D, SG Compact-7, and the ATK-7. They typically have non-copyrighted names in-universe, as can often be seen printed on their sides. These however, like their parent company, are liable to be renamed again themselves when acquired for use by the Payday Gang.

Since it's based on H&K, the Arbiter, Brenner 21, Interceptor .45, JP36, SpecOps and the Adelig RG5 are most likely developed by SG as well, though these weapons do not show any "SG" markings.

Káng Arms/Northwest

Káng Arms is a Chinese arms company based off Norinco. Their only firearms include the model 54 and the X1. These weapons do not show visual markings but their name in game give out that they are made by the same company.

In Payday 3, the Norinco spoof is now called Northwest. Northwest still has Chinese origins, their only product is the Northwest B-9. The name change was likely done to not associate an arms company with Andrew Kang, CEO of ScryDigital. It also could have been done to more closely resemble the name Norinco

Chimano Inc/Stryk

Chimano Inc is a Austrian weapon company which is a fictional rendition of "Glock Ges.m.b.H.". Their main firearms include the Model 88, the Custom, the Compact, and the STRYK 18c, all based off Glocks. All weapons show manufacturer markings and have the company name in the weapon name.

In Payday 3, the Glock spoof is now called Stryk. The only gun Stryk has is the Stryk 7, Stryk have also created the "Thicc Boys" and "Stryk Force" gloves.

Crosskill Tactical/Corvo

Crosskill Tactical is an American weapon manufacturer based off Colt's Manufacturing Company. Weapons made include the AMCAR platform: variants include the Para, CAR-4, and the AMR-16; as well as several pistols with the same name. All weapons show manufacturer markings.

In Payday 3, the Colt spoof is now called Corvo. The only gun Corvo has is the CAR-4.

Signature Inc/FIK

Signature Inc is a German arms company based off SIG Sauer. Their weapons include the sub-machine gun and pistol of the same name. All weapons show manufacturer markings and have the company name in the weapon name.

While not having any weapon markings, the Commando 553 could also be potentially made by Signature due to the parent weapon being made by SIG.

In Payday 3, the SIG-Sauer spoof is now called FIK. FIK owns a number of arms, including the FIK-22 TLR, FIK PC9, Signature 40 and the Signature 403. Along with this, they also have a pair of gloves called the "FIK Premium".

Minor companies mentioned throughout PAYDAY 3

There are multiple companies present in PAYDAY 3, some of which were introduced in the Stock & Loaded community event. Aside from companies introduced in the previous PAYDAY games and the ones already listed, the following companies are as follow:

• Almendia
• Binecom
• Tech-Sife
• Quantz
• Wixia
• International Diamond Enterprises (IDE)
• Buffler
• Lynxguard
• Vialock
• Morsley
• CenNive
• HAAB
• Flatkeep
• Rydfly
• Gixell

Trivia

• "Frank Yaeger" is a reference to "Franz Jaeger" of the Olsen Banden (The Olsen gang), a fictional Danish criminal gang in the eponymous film series and the Swedish adaptation "Jönsonligan", where it is a notoriously hard-to-crack safe.
  • It is possibly also an allusion to the character Gray Fox from the Metal Gear series, whose real name is Frank Jaeger. Given Payday's allusions to other pop culture icons and games, it isn't much of a stretch.
• The name and logo of the White Mesa company are a reference to the Half-Life game series (developed by Valve Software), and its scientific institute and company "Black Mesa". This is corroborated by the Left 4 Dead crossover No Mercy.
• The Harvest & Trustee might be a obscure reference to the real Manufacturers and Traders Trust Company (M&T Bank) based on the names being somewhat synonymous, a green color scheme, presence in the real DC Area and use of an ampersand.
• The logo and name of Falcogini are a parody of the Automobili Lamborghini company (sans the "h"), a brand of Italian luxury cars, along with Ferrari S.p.A, another Italian luxury sports car manufacturer.
• The Garnet Group logo is quite similar to the real-life Gucci logo.
  • Both companies deal in luxury items, the only exception is that Garnet Group deals with jewelry and art, while Gucci is known for its luxury fashion items such as handbags.