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A variety of enemies exist in PAYDAY: The Heist. Those armed with only pistols are low threats, and encountered at the beginning of heists and in between assaults. Armored enemies with assault weapons are generally encountered later in the heist. Most special enemies are high threats who are capable of quickly downing a crew member alone. All enemies can and will shoot through civilians or each other without harm. 

Steam security guard
Security guard
Steam cop
Cop
Steam FBI
FBI
Steam gangster
Gangster
Steam Blue SWAT
Blue SWAT
Steam Heavy SWAT
Heavy SWAT
Steam Murkywater
Murkywater

Security guard[]

Security Guard
Statistics
Health 14 (Easy)16 (Normal)
20 (Hard)
30 (Overkill)
40 (Overkill 145+)
Headshot Multiplier x3 (Easy)x2 (Normal)
x2 (Hard)
x3 (Overkill)
x3.1 (Overkill 145+)
Movement Speed Overkill and below100 (Walking)
300 (Running)
Overkill 145+
105 (Walking)
345 (Running)

The Security Guard is the weakest enemy, usually armed only with a Crosskill .45 pistol. He has the lowest accuracy, lowest firepower and lowest endurance of all the enemies. Security guards appear in First World Bank as the bank guards, Green Bridge as the prison transport drivers, Slaughterhouse as the armored vehicle drivers and in No Mercy as the ICU guards.

In Diamond Heist, each security guard carries a Compact-5 and wears a red shirt for higher patrols. This variant also appears in No Mercy as the guard who is sent to check on the malfunctioning cameras, and must be silently eliminated before he can set off any alarms. Red-shirted security guards are also much more difficult to make surrender than regular security guards.

When near a (once a guard has yelled for him to stop) passive player, the security guard can cuff them, preventing them from moving or attacking for up to 60 seconds. Within that time, a crewmate may uncuff the player; if the 60 seconds pass first, then the cuffed player may uncuff themselves by pressing the interact button. The process of uncuffing only takes about a second. There is virtually no cooldown for this ability, so a single security guard can cuff several players in quick succession.

Despite not technically being law enforcers, security guards are treated as such for the game's challenges. As the weakest enemy, the security guard is a primary target for players who wish to progress in the "Saving bullets" and "Owning the law" challenges.

Cop[]

Cop
Statistics
Health 14 (Easy)16 (Normal)
20 (Hard)
30 (Overkill)
40 (Overkill 145+)
Headshot Multiplier x3 (Easy)x2 (Normal)
x2 (Hard)
x3 (Overkill)
x3.1 (Overkill 145+)
Movement Speed Overkill and below175 (Walking)
300 (Running)
Overkill 145+
183 (Walking)
345 (Running)

The cop, also known as the Police Officer, is armed with a Crosskill .45 pistol or Reinbeck shotgun. In each heist, he is encountered between the beginning of the heist and the end of the first assault. Typically their firepower is weak when alone, but their Reinbeck can quickly take off all of the players armor on higher difficulties, allowing other cops to whittle players' health down on the spot.

FBI[]

FBI Agent
Statistics
Health 21 (Easy)24 (Normal)
30 (Hard)
45 (Overkill)
60 (Overkill 145+)
Headshot Multiplier x3 (Easy)x2 (Normal)
x2 (Hard)
x3 (Overkill)
x3.1 (Overkill 145+)
Movement Speed Overkill and below100 (Walking)
350 (Running)
Overkill 145+
105 (Walking)
402 (Running)

The Federal Bureau of Investigation agent is essentially a Blue SWAT armed with a Crosskill .45 pistol or B9-S, even having the same movement and health despite apparently being unarmoured. He is sent out as a part of a "hostage rescue team" between each assault wave, but ironically he can easily be taken hostage because of his low endurance. Despite being somewhat weak and only appear in low numbers, FBI agents can be somewhat of a nuisance to players between assaults, though they are only armed with handguns, they are extremely accurate even when firing upon players at a distance.

Trivia[]

  • It is possible that the FBI enemies in the game are based on the FBI Hostage Rescue Team (HRT), which is a large SWAT team able to deploy anywhere nationally within four hours, and specializes in helicopter entries. While at the beginning of the HRT's days they used handguns, modern teams use modified versions of usual SWAT load-outs.
  • Although FBI agents are often seen rescuing hostages, that is mostly the duty of SWAT units in reality.

Gangster[]

Steam gangster

The gangster is armed with a Mark 11. They're found in the beginning stages of Panic Room and Undercover. Gangsters do not count as cops, and can't be taken hostage, however Chavez counts (as he is a civilian.)

Gangsters tend to deal very high damage due to their weapons having a monstrous fire rate, even at longer ranges, meaning players should be very cautious of them at all times. They are not targeted by and cannot be harmed by law enforcement units on the scene and vice versa.

The Gangster has 20 base health, 14 on Easy, 16 on Normal, 30 on Overkill and 40 on Overkill 145+.

The Gangster has a base headshot multiplier of 2, with a headshot multiplier 3 on Easy and Overkill and 3.1 on Overkill 145+.

Blue SWAT[]

Blue SWAT
Statistics
Health 21 (Easy)24 (Normal)
30 (Hard)
45 (Overkill)
60 (Overkill 145+)
Headshot Multiplier x3 (Easy)x2 (Normal)
x2 (Hard)
x3 (Overkill)
x3.1 (Overkill 145+)
Movement Speed Overkill and below100 (Walking)
350 (Running)
Overkill 145+
105 (Walking)
402 (Running)

The Blue SWAT is armed with an AMCAR-4 assault rifle, Compact-5 submachine gun, or Reinbeck shotgun. He is present around the first assault to the end of the heist, and is the most common enemy on Normal difficulty. On higher difficulties, they are usually only seen around the start of a heist. They tend to quickly deplete armor and health with their weapons.

Heavy SWAT[]

Heavy SWAT
Statistics
Health 49 (Easy)56 (Normal)
70 (Hard)
105 (Overkill)
140 (Overkill 145+)
Headshot Multiplier x2.25 (Easy)x1.5 (Normal)
x1.5 (Hard)
x2.25 (Overkill)
x2.325 (Overkill 145+)
Movement Speed Overkill and below100 (Walking)
350 (Running)
Overkill 145+
105 (Walking)
402 (Running)


The Heavy SWAT is a heavily armored unit armed with an AMCAR-4 assault rifle or Reinbeck shotgun. He appears from the first assault to the end of the heist, and spawns more frequently on higher difficulty levels. On Hard difficulty and above, he is the most common enemy the player will face. Because of his relatively large health pool (over double a normal SWAT member's), the Heavy SWAT's head is often targeted. When killed by a headshot, his visor will shatter and create a distinct sound.

Players can earn the achievement "Intimidating" by forcing a Heavy SWAT to cuff himself.

Note that even though he is bulkier and more armoured, he is just as fast as his lighter counterpart.

Murkywater[]

Murkywater

The Murkywater combatant, also known as the "Murky", is armed with an AMCAR-4 assault rifle and is only fought in the early stages of the Slaughterhouse heist. They bear a resemblance to heavy SWAT (the armors of Murkies are basically retextured Heavy SWAT armors, sans the helmet/visor) but have better accuracy and reaction time. However, their unarmored heads gives them the vitality of other lightly armored units, so long as they are shot in the head.

Murkywater Units have a base health of 80, 56 on Easy, 64 on Normal, 120 on Overkill and 160 on Overkill 145+.

Murkywater Units have a base headshot multiplier of 5, with a headshot multiplier of 7.5 on Easy and Overkill and 7.75 on Overkill 145+.

Achievements[]

Intimidating Intimidating
Get a Heavy SWAT to give up.
Civil disobedience Civil disobedience
Defeat 100 law enforcers in a single heist.
Quick draw Quick draw
In PANIC ROOM, kill all armed thugs in and around the apartment building within 60 seconds of you and your crew drawing your weapons. To complete this challenge, you will have to have played the heist from the start.
Hot lava Hot lava
Don’t let any law enforcers reach the graffiti on the center of the roof in PANIC ROOM from the SECURE THE ROOF objective until the ESCAPE objective on hard or OVERKILL difficulty. To complete this challenge, you will have to have played the heist from the start.
Federal crime Federal crime
Defeat 25 FBI agents in a row.
Bomb man Bomb man
In DIAMOND HEIST, defeat all twelve Patrol Guards using only trip mines. To complete this challenge, you will have to have played the heist from the start.
Pacifist Pacifist
Beat COUNTERFEIT on hard difficulty or above without killing any law enforcers or civilians. To complete this challenge, everyone in your crew will have to have played the heist from the start.

Video[]

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