Fear & Greed

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Description

Time to take John Concord off the field. We've heard that he's relying on some big loans to get his new PMC up and running. Those loans are based on shares he owns in other large corporations. We're going to break into the New York Financial Exchange, snag some broker credentials, and then short all the companies that Concord has equity in. We've also placed some heavy bets against his stocks, so when Concord's values go down, ours will shoot sky-high. Mask up, everybody! We're about to play the stock market!

Fear & Greed
Heist info
Contractor	Shade
Loot	N/A (based on values exchanged from the stock market)

Fear And Greed is the fourth DLC Heist of PAYDAY 3, added on September 16, 2024.

Backstory

After the events of Houston Breakout, the Payday gang devises a plan to drain John Concord of his funds, which Shade had discovered were obtained through various investments and shell companies. They concoct a plan to attack Wall Street itself in order to cause panic and short Concord's stocks, hopefully leading to the man who attempted to assassinate them losing all his wealth in the matter of mere minutes.

Mission Briefing

TBA

Mission Objectives

Stealth

1. Zipline down to the exchange
   • Power down the elevator
   • Grab your zipline from the air vent
   • Force open the deactivated elevator
   • Setup the zipline
   • Short Concord's stocks
   • Locate and enter SwapMeet Trading/Jordan Investments
   • Hack the marked computer
   • Search the office for transaction files
2. Download broker credentials
   • Locate the USB access key
3. %Insert the access key into a trade booth

• Locate and breach the transfer control room

1. • Connect our access key to the transfer controls
2. Deactivate the circuit breakers (3)
   • Find the labeled circuit breakers
   • Override the circuit breakers' locks
   • Enter the circuit breakers' shutdown codes
3. Shut down the market
   • Pick up the USB access key
   • Pick up the EMP
   • Place and activate the EMP
   • OPTIONAL: Wait for the stocks to crash
4. Escape in time (1min40)

Loud

TBA

Strategies

Loud

• Without the Start inside the Exchange favor, you will always spawn on the rooftop with masks on. As such, getting down to the exchange as quickly as possible from the rooftop is important, else the cops will swarm you if you don't reach it on time.
• Due to the large presence of civilians, it is highly recommended you attempt take hostage as many as possible, especially those on the main floor. However, this will prove difficult to achieve as going loud on the roof gives civilians much time to escape the premises, especially when the main entrance is within close proximity, which may be mitigated with the Shutter Control favor to prevent them from escaping through the main entrances (although they will still use alternative exits as a means of escape).
• If possible, attempt to take the civilian carrying a red keycard hostage as soon as possible. The Transfer Control room can only be accessed with a keycard, with the slower alternative being a traditional drill. If one wishes to complete the heist as soon as possible, then finding the keycard is important.
• BE WARY OF YOUR SURROUNDINGS. A significant amount of cops will spawn throughout the loud portion of the heist, overwhelming players doing the objective.

Insider Assets/Favors

• Shutter Control (LOUD): Shade will trigger shutter controls once the heist goes loud, keeping the cops out during the first responders phase of the assault. Cops will also be unable to enter through the main entrance, nor will the civilians be able to escape through there.
• Relocated Stockbrokers: Due to schedule manipulation, civilians (including those with red keycards) will be relocated to the speaking hall and the meeting rooms.
• Start inside the Exchange: Instead of starting on the rooftop with masks, heisters will instead spawn in the exchange ground floor maskless as part of a tour group.
• Sleeping Gas: A canister of sleeping gas spawns in the map, intended to knock civilians inside the Transfer Control room out.

Trivia

• Previews of Fear & Greed were shown at Gamescom 2024.
• The teaser trailer was accompanied by the Stock & Loaded event.
• In the launch trailer of Fear & Greed, which depicts Wolf having a daydream of being a famous Wall Street broker, several easter eggs can be seen:
  • A small Dallas can be seen following Wolf from behind.
  • A Bulldozer with a drill stuck in his right eye can be seen in the crowd, a reference to Wolf killing a Bulldozer with a drill in the Hoxton Breakout trailer.
  • The infamous "NEBULA DATA ERROR" screen from PAYDAY 3's launch can be seen on a billboard while Wolf is signing an autograph during his daydream.
• This is the only heist where the player spawns already masked (a favor can be used to spawn unmasked).
• Civilian cleaner cost is not accounted for in this heist as the money earned is through the amount stolen from the Wall Street stock exchange rather than bagged loot or small lootable items.
• A lootable hockey statue can be found in an office, a memorial to the former CEO of Starbreeze Mikael Nermark, who passed away from cancer in 2021.
  • Although it was rumoured among few in the community that the hockey statue is a hint that playable heister from PAYDAY 2, Sokol, was teased to return, it was eventually confirmed that Mikael Nermark was an avid hockey player himself, hence why the statue is lootable.

Gallery

Heist artwork

Videos

PAYDAY 3- Chapter 4 - Fear & Greed - Teaser Trailer

Teaser

Stocked & Loaded - PAYDAY 3

Stock & Loaded Event teaser

Bugs

• AI Bots are stuck on the blue roof and can't move during loud if the player spawned here. (Bug already acknowledged and under investigation.)
• A small stack of money can be stuck behind a toilet in the restroom, ungrabbable due to a developer oversight that pushed the toilet hiding it too far into the wall.
• The area with the trading booths will instantly give all players a temporary but intense blue filter, making marked enemies slightly harder to see. (It is unknown if this is an oversight or an intended feature.)

References

Fear & Greed Full OST